General information onlyReferrer for Austbrokers CountrywideWe receive a share of commission if you arrange cover through them
Need Cover Now

Australian business insurance

Business insurance enquiries, made simple

Need Cover Now connects Australian businesses with Austbrokers Countrywide, a licensed general insurance broker. Leave your contact details and, with your consent, we pass them to Austbrokers Countrywide so they can contact you about your business insurance.

We don't provide advice, and everything on this site is general information only.

All industriesAustralia-wideBroker AFSL 511363

Make an enquiry

Send us your name, business name, phone and postcode. With your consent, we pass them to Austbrokers Countrywide, who will contact you.

Make an enquiry

Need Cover Now is operated by RecAlliance Pty Ltd, a referrer for Austbrokers Countrywide (Countrywide Insurance Group Pty Ltd, AFSL 511363). If you arrange insurance through Austbrokers Countrywide as a result of this referral, RecAlliance will receive 20% of the commission and broker fees Austbrokers Countrywide earns. We don't provide insurance advice.

How it works

From enquiry to a conversation with a broker

  1. Send your contact details

    Your name, business name, phone and postcode. Nothing else is needed.

  2. We pass them on, with your consent

    We send your details to Austbrokers Countrywide only if you agree.

  3. Austbrokers Countrywide contacts you

    Any discussion of your insurance, advice or quotes comes from them, not from this site.

General information

Common types of business insurance

Plain-English definitions of five common types of business insurance available in Australia. Which types suit a particular business depends on its own circumstances.

Public Liability Insurance

Public liability insurance is a type of business cover available in Australia. It is designed to respond to claims of third-party injury or property damage connected to business activities or premises. Terms, inclusions and cover limits vary by insurer and policy.

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Professional Indemnity Insurance

Professional indemnity insurance is a type of business cover available in Australia. It is designed to respond to claims arising from advice, recommendations or services a business has provided to a client. Terms, inclusions and cover limits vary by insurer and policy.

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Management Liability Insurance

Management liability insurance is a type of business cover available in Australia. It is designed to respond to claims relating to a business's management decisions and employment practices, and may include employment practices liability, statutory liability and directors & officers components depending on the policy. Inclusions vary by insurer.

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Cyber Insurance

Cyber insurance is a type of business cover available in Australia. It is designed to respond to costs arising from data breaches and other cyber incidents, such as breach response and notification costs, and third-party liability. Inclusions vary by insurer.

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Business Insurance Package

A business insurance package is a bundled type of cover available in Australia that combines several policy components, such as public liability, contents, business interruption and equipment cover, into a single policy. The specific components included vary by insurer and policy.

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Read our guides

Looking for business insurance?

Make an enquiry

Need Cover Now is operated by RecAlliance Pty Ltd, a referrer for Austbrokers Countrywide (Countrywide Insurance Group Pty Ltd, AFSL 511363). If you arrange insurance through Austbrokers Countrywide as a result of this referral, RecAlliance will receive 20% of the commission and broker fees Austbrokers Countrywide earns. We don't provide insurance advice.