Need Cover Now helps Australian businesses compare common insurance policy types by industry and connect to BizCover for quote comparison.
General Information

Compare business insurance by industry

Need Cover Now organises the insurance policy types available in the Australian market by industry, so you can see what's typically available to compare before getting a quote.

We're a referral partner of BizCover — we don't provide advice, and everything on this site is general information only. Browse by industry below, or by insurance type, to see what's available for your business.

We're a BizCover referral partner — we will earn a commission if you bind insurance through this link. This is general information, not advice.

Browse by industry/Browse by insurance type
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Quotes powered by BizCover — Australia's online business insurance marketplace.

AU Market

Directory

Browse by industry

Trades

Electricians, plumbers, carpenters, painters and builders.

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Service Professionals

Recruitment consultants, accountants, real estate agents, IT consultants and mortgage brokers.

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Allied Health

Physiotherapists and disability support workers.

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Wellness & Beauty

Personal trainers and hairdressers.

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Retail & Hospitality

Cafés, restaurants and food truck operators.

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This directory lists insurance policy types available to compare — it is general information only, not advice.

Policy categories

Browse by insurance type

Plain-English definitions of the policy types available to compare through BizCover. Select a type to see which industries it's listed for on this site.

Public Liability

Public Liability Insurance

Designed to respond to claims of third-party injury or property damage connected to business activities or premises.

Available for

  • Electricians
  • Plumbers
  • Carpenters
  • Painters
  • Personal Trainers
  • Hairdressers
Professional Indemnity

Professional Indemnity Insurance

Designed to respond to claims arising from advice, recommendations or services a business has provided to a client.

Available for

  • Accountants
  • Real Estate Agents
  • IT Consultants
  • Mortgage Brokers
  • Physiotherapists
Management Liability

Management Liability Insurance

Designed to respond to claims relating to a business's management decisions and employment practices, including directors & officers components.

Available for

  • Recruitment Consultants
Cyber Insurance

Cyber Insurance Insurance

Designed to respond to costs arising from data breaches and other cyber incidents, such as breach response and notification costs.

Available for

  • Recruitment Agencies
Business Package

Business Package Insurance

A bundled cover combining several policy components — such as public liability, contents and business interruption — into a single policy.

Available for

  • Builders
  • Cafés & Restaurants
General info

Policy definitions on this page are general information only. Terms, inclusions and cover limits vary by insurer and policy. This is not advice.

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General Information Only

Ready to compare quotes?

Need Cover Now is a referral partner of BizCover. Browse the insurance policy types available for your industry, then compare quotes directly on BizCover's platform — where all advice, product selection and purchasing takes place.

We're a BizCover referral partner — we will earn a commission if you bind insurance through this link. This is general information, not advice.

General information only. Need Cover Now does not provide personal financial advice.